Category Coverages

I’d guess at least once a week, someone in our office gets asked the big question: How much should I insure my home for? (Oh, how the English major in me wants to re-type that sentence. I’m such a nerd.)…

While we are enjoying these first few summer days it is worth remembering that hurricane season is still upon us.  The season officially starts on the first day of June and runs through the last day of November, although we usually…

To steer this riding season in the right direction, you’ll want to make sure your motorcycle—and your motorcycle insurance policy—are in good working order before hitting the open road. While you should always check your owner’s manual for specific guidelines,…

  With the start of hurricane season around the corner, it seemed fitting to review the hurricane preparedness steps you can take now to make sure you are ready if one of the hurricanes of 2019 should reach our doorstep:…

A client walks into an insurance office and says “I need full coverage”. (Wow, that sounds like the opening to a really, really bad joke…) But seriously, it’s a pretty common request when people call us for auto insurance. Imagine…

You don’t believe in the Loch Ness Monster. You don’t believe your friend caught Jaws fishing off of the Florida coast. So why do most boaters believe boat insurance covers them wherever they go?   Progressive surveyed more than 1,000…

With access to both technology and the internet, more and more people are running businesses out of their homes. But will a homeowner’s insurance policy cover the risks of a home-based business? In nearly every case, the answer is no.…

In 1987 the New Jersey legislature passed the social host law. It says that if one of your guests consumes too much alcohol and injures someone in a car accident after the party, the injured person can recover damages from…

When a tree falls on a house, the first thing most homeowners wonder is whether their insurance will cover the damage. Fortunately, they do, and the coverage inclusions for tree damage are clear. If a tree falls on a home…

When it comes to your all-terrain vehicle (ATV), it pays to keep your feet on the ground when it comes to insuring it. You may think that your homeowners policy covers your ATV. But is this the case? Your “toy”…